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Adhitama, P.T. and Sumawidjaja, R.N. 2025. The Influence of Capital Adequacy Ratio, Non-Performing Loan, and Loan to Deposit Ratio on Return on Assets : on State-Owned Enterprise Banks is listed on the Indonesia Stock Exchange for the 2015-2024 Period. International Journal of Finance Research. 6, 2 (Jun. 2025), 143 - 159. DOI:https://doi.org/10.47747/ijfr.v6i2.2826.