Syahrani, P.E. and Fransisca, S. 2026. The Influence of Financial Literacy, Lifestyle, and Self-Control on the Financial Behavior Among Gen Z Users of Shopee Paylater. International Journal of Finance Research. 7, 3 (Sep. 2026), 1 - 18. DOI:https://doi.org/10.47747/ijfr.v7i3.3646.