SYAHRANI, P. E.; FRANSISCA, S. The Influence of Financial Literacy, Lifestyle, and Self-Control on the Financial Behavior Among Gen Z Users of Shopee Paylater. International Journal of Finance Research, [S. l.], v. 7, n. 3, p. 1 - 18, 2026. DOI: 10.47747/ijfr.v7i3.3646. Disponível em: https://www.journal.jis-institute.org/index.php/ijfr/article/view/3646. Acesso em: 9 oct. 2026.