ENRICO, L.; CHRISTOPHER, T.; MALAU, A. S. M.; SAPUTRI, K.; SAKUNTALA, D. The Effect Of Financial Literacy, Paylater Preference, And Cash Flow Management On The Cash Flow Resilience Of Generation Z Students In The E-Commerce Era. International Journal of Marketing & Human Resource Research, [S. l.], v. 7, n. 2, p. 680 - 698, 2026. DOI: 10.47747/ijmhrr.v7i2.3419. Disponível em: https://www.journal.jis-institute.org/index.php/ijmhrr/article/view/3419. Acesso em: 8 oct. 2026.