Enrico L, Christopher T, Malau ASM, Saputri K, Sakuntala D. The Effect Of Financial Literacy, Paylater Preference, And Cash Flow Management On The Cash Flow Resilience Of Generation Z Students In The E-Commerce Era. IJMHRR [Internet]. 2026Apr.7 [cited 2026Oct.8];7(2):680 - 698. Available from: https://www.journal.jis-institute.org/index.php/ijmhrr/article/view/3419