GUSTI, T. E. P.; CAROLINE, A. .; KORNARIUS, Y. P. .; GUNAWAN, A. Studi Komparatif Literasi Digital Karyawan Bank: Analisis Dampak Perbedaan Spesifikasi Perbankan. Jurnal Nasional Manajemen Pemasaran dan SDM, [S. l.], v. 4, n. 3, p. 141 - 157, 2023. DOI: 10.47747/jnmpsdm.v4i3.1443. Disponível em: https://www.journal.jis-institute.org/index.php/jnmpsdm/article/view/1443. Acesso em: 8 oct. 2026.