Research Mapping of Asset and Liability Management Strategy in Islamic Banking
DOI:
https://doi.org/10.47747/jbme.v5i4.2536Keywords:
Asset and Liability Management, bibliometric, VOSviewer, literature review, Islamic bankingAbstract
This study aims to map asset and liability management (ALMA) strategies in Islamic banking through a bibliometric approach using VOSviewer software and literature review methods. By analyzing 151 publications from 2004 to 2024, this study explores key themes in ALMA such as profitability, liquidity, and risk, and their relationship with indicators such as economic value added (EVA) and return on equity (ROE). The findings show a progression from a siloed approach towards a more comprehensive strategic integration to enhance the competitiveness of Islamic banks. The results also identify research gaps, such as the lack of comparative studies between Islamic and conventional banks, limited studies on new Islamic financial instruments such as sukuk, and the lack of utilization of digital technology in supporting ALMA strategies. This study makes an important contribution to the academic literature and industry practice, with recommendations to focus on the integration of technological innovation and shariahbased product diversification in the management of ALMA. This study uses secondary data that is analyzed qualitatively and quantitatively to provide deeper insights.
References
Ahmadi, P. F., Alboneh, Z., & Ardiansyah, F. (2021). Analisis Kinerja Keuangan Perbankan Syariah Sebelum Merger Menjadi Bank Syariah Indonesia. Jurnal Riset Akuntansi Dan Bisnis Indonesia, 1(1), 95–110. https://doi.org/10.32477/jrabi.v1i1.326
Akhmadjonov, O., Abdullayev, A., Abdupattayev, A., & Sultonov, M. (2021). Islamic banking management, assets and libilities. Scientific Progress, 2(6), 1525–1532.
Al-Sadi, A. S. M. S., & Al-Mamouri, A. M. T. (2022). The impact of asset management on achieving bank profitability (Applied study within Al-Khaleej commercial bank). Periodicals of Engineering and Natural Sciences (PEN), 10(5), 5–13.
Andina, D. F., Nurnasrina, N., & Syahfawi, S. (2024). Ruang Lingkup Asset And Liabillity Management (ALMA). JAWI: Journal of Ahkam Wa Iqtishad, 2(1), 282–290.
Arafi, M. R., Rahmawaty, L., Hasanah, K. L., & Olivia, H. (2023). Analisis Bibliometrik Terhadap Pembayaran Mudharabah Di Perbankan Syariah Menggunakan VOS Viewer (Studi Literatur 2018-2023). Jurnal El Rayyan: Jurnal Perbankan Syariah, 2(1), 51–65.
Bidabad, B., & Allahyarifard, M. (2019). Assets and liabilities management in Islamic banking. International Journal of Islamic Banking and Finance Research, 3(2), 32–43.
Bonga-Bonga, L., & Mpoha, S. (2024). Assessing the extent of exchange rate risk pricing in equity markets: emerging versus developed economies. African Journal of Economic and Management Studies. https://doi.org/10.1108/AJEMS-11-2023-0436
Budianto, E. W. H. (2023). Pemetaan Penelitian Seputar Risiko Kredit pada Perbankan Syariah dan Konvensional: Studi Bibliometrik VOSviewer dan Literature Review. … : Jurnal Manajemen Dan Perbankan Syariah. https://ejurnal.iainpare.ac.id/index.php/banco/article/view/4987
Budianto, E. W. H., & Dewi, N. D. T. (2023). Net Operating Margin (NOM) on Islamic Banking: Mapping Research Topics using VOSviewer Bibliometric and Library Research. researchgate.net. https://www.researchgate.net/profile/Eka-Wahyu-Hestya-Budianto/publication/375596550_Net_Operating_Margin_NOM_on_Islamic_Banking_Mapping_Research_Topics_using_VOSviewer_Bibliometric_and_Library_Research/links/65518cdcb1398a779d7f4a63/Net-Operating-Margin-
Darwis. (2019). Manajemen Asset dan Liabilitas.
Desianti, R. (2024). MANAJEMEN PERBANKAN (1st ed.). LPPM Universitas Bung Hatta S.
Diantasari, F., Afakarin, L., & Wahyuni, S. (2024). Peranan Manajemen Risiko Dengan Pendekatan ALMA (Asset And Liabilities Management) Pada Pembiayaan Di Bank Syariah. Gudang Jurnal Multidisiplin Ilmu, 2(6), 24–26.
Farahvash, P. (2020). Asset-liability and liquidity management. John Wiley & Sons.
Febrian, R. F. (2019). PERAN ASSET AND LIABILITY MANAGEMENT (ALMA) DALAM MENJAGA KESTABILAN TINGKAT LIKUIDITAS PADA PT BANK BNI SYARIAH [UNIVERSITAS MUHAMMADIYAH JAKARTA]. https://repository.umj.ac.id/4652/1/SKRIPSI.pdf
Gozali, M., Saputra, M. A., Dewi, N. D. T., & Budianto, E. W. H. (2023). Pemetaan Penelitian Seputar Variabel Determinan Return on Equity (Roe) Pada Perbankan Syariah: Studi Bibliometrik Vosviewer Dan Literature Review. IDEI: Jurnal Ekonomi & Bisnis, 4(1), 34–47.
Hambarwati, E., & Nabila, J. F. (2024). Integrasi Manajemen Asset Dan Liabilitas Perbankan Syari’ah. Gudang Jurnal Multidisiplin Ilmu, 2(6), 467–471.
Iffah, N. H., Handayani, A. L., & Indra, F. S. (2022). Analisis Asset dan Liabilitas Manajemen Perbankan Syariah terhadap Pengaruh Pembiayaan di Bank Syariah. Al-Bayan: Jurnal Hukum Dan Ekonomi Islam, 2(1).
Indra, F. S., Wati, S. W., & Saraswati, M. A. (2021). Aset dan Liabilitas Manajemen Perbankan pada Pembiayaan Mudharabah dan Musyarakah. EKSYAR: Jurnal Ekonomi Syari’ah & Bisnis Islam, 8(2), 212–229.
Laksono, B. A., & Nisa, F. L. (2024). Pemanfaatan Teknologi dalam Perkembangan Operasional Perbankan Syariah. Jurnal Rumpun Manajemen Dan Ekonomi, 1(3), 117–124.
McGough, T., & Berry, J. (2020). Pricing risk and its use in modelling real estate market yields. Journal of Property Investment & Finance, 38(5), 419–433. https://doi.org/10.1108/JPIF-08-2019-0111
Nuzula, I. F., Zuhro, L., & Afidah, E. Z. (2024). Analisis Asset And Liability (ALMA) Dalam Perbankan Syariah. Gudang Jurnal Multidisiplin Ilmu, 2(6), 57–60.
Putra, P. A. (2023). PENERAPAN MANAJEMEN RESIKO LIKUIDITAS PADA BANK SYARIAH. Jurnal Tabarru’: Islamic Banking and Finance. https://journal.uir.ac.id/index.php/tabarru/article/view/11649
Raranta, R. (2020). Strategi perbankan syariah dalam manajemen aset dan liabilitas. TAMWIL: Jurnal Ekonomi Islam. http://ejournal.uinmybatusangkar.ac.id/ojs/index.php/tamwil/article/view/2669
Rasjid, H. (2022). Nilai Perusahaan dan Asset Liabilitas: Studi Pada Industri Perbankan (P. Rapanna (ed.); 1st ed.). OSF.
Rochaety, E., & Tresnati, R. (2022). Kamus Istilah Ekonomi (Edisi Kedua). Bumi Aksara.
Rofika, H., Budianto, E. W. H., & Dewi, N. D. T. (2023). Pemetaan Penelitian seputar Maybank Syariah dan Konvensional: Studi Bibliometrik VOSviewer dan Literature Review. Jurnal Ekonomi: Journal of Economic, 14(1), 28–39.
Roikhani, M. J., Nurnasrina, N., & Sunandar, H. (2023). Analisis Kerangka Kerja Asset dan Liability Managament (Alma). Jurnal Ekonomi Utama, 2(2), 117–122. https://doi.org/10.55903/juria.v2i2.59
Siregar, A. R., & Siregar, P. A. (2024). Manajemen Aset dan Liabilitas dalam Bank Syariah: Analisis Komprehensif Institusi Keuangan Berprinsip Syariah. El-Mal: Jurnal Kajian Ekonomi & …. https://journal.laaroiba.com/index.php/elmal/article/view/6094
Susanto, R. M., Budianto, E. W. H., & Dewi, N. D. T. (2023). Pemetaan penelitian seputar pasar modal syariah: studi bibliometrik VOSviewer dan literature review. At-Tasyri’: Jurnal Ilmiah Prodi Hukum Ekonomi Syariah, 15(2), 167–185.
Susianti, N., & Nasution, D. S. (2021). Asset Liability Management (M. L. Irrubai (ed.); 1st ed.).
Suswati, Oktaviana, D., Diana, & Suprianik. (2024). Aset Dan Liabilitas Manajemen Perbankan Pada Pembiayaan Mudharabah Dan Musyarakah. Gudang Jurnal Multidisiplin Ilmu, 2(6), 486–490.
Tarigan, W. J., Sinaga, M. H., Purba, D. S., & Tarigan, V. (2021). Manajemen Treasury Perbankan. Global Aksara Pers.
Utama, A. S. (2020). Perkembangan Perbankan Syariah di Indonesia. UNES Law Review, 2(3), 290–298.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 Zulaikhatul Khuluddiyah

This work is licensed under a Creative Commons Attribution 4.0 International License.
Copyright for this article is retained by the author(s), with first publication rights granted to the journal.
This is an open-access article distributed under the terms and conditions of the Creative Commons Attribution license (http://creativecommons.org/licenses/by/4.0/)




